NinoGaming Debit and Credit Cards — Limits, Fees & Settlement
Debit and Credit Cards is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, acting under Republic Act No. 10870, together with Circular No. 1003 as well as the Manual of Regulations for Banks.
- Operator
- The Visa and Mastercard international schemes cover the cross-border side, while BancNet runs domestic debit. Individual BSP-supervised banks issue the cards themselves, not the networks
- Regulator
- Bangko Sentral ng Pilipinas, acting under Republic Act No. 10870, together with Circular No. 1003 as well as the Manual of Regulations for Banks
- Figures as of
- 2026-09
Not published by the source: Wallet limit, Per-transaction cap, Settlement.
Philippine casino discussion mentions Debit and Credit Cards constantly, usually pairing it with figures that come from the casino, not from Debit and Credit Cards itself. This page’s figures come from the provider’s own publications.
Debit and Credit Cards at a glance
| Field | Value |
|---|---|
| Operated by | The Visa and Mastercard international schemes cover the cross-border side, while BancNet runs domestic debit. Individual BSP-supervised banks issue the cards themselves, not the networks |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Not applicable to this rail |
| Settlement | Not applicable to this rail |
| Published fees | Credit card interest and finance charges on revolving balances are capped at 36 per cent a year, or 3 per cent a month, under BSP Circular No. 1165 of 2023, which replaced the 24 per cent cap set in 2020. A flat PHP 200 per transaction is the processing fee cap on cash advances under that same circular, with no additional fee allowed on top. Acquirer and merchant negotiate merchant discount and interchange rates commercially, with no BSP cap involved; since the percentages often cited for them lack a primary source, they aren’t repeated on this page. |
These figures are point-in-time, recorded 2026-09. Payment providers change limits and fees without warning, so the provider’s own page is the only current source.
What Debit and Credit Cards has to say about gambling transactions
BSP, Visa, and Mastercard have not issued anything specific to gambling transactions in the Philippines that could be located. Merchant category code 7995 covers gambling merchants across the industry, a restricted category needing explicit acquirer approval, and many issuing banks reportedly decline it by default. General payments explainers are the source of that description, not any Philippine-specific statement from the networks or the regulator, so it’s offered here only to explain why a gambling merchant’s card payment might be declined, without a published rule behind it, rather than as a sourced fact about Philippine cards.
Paying with Debit and Credit Cards at NinoGaming
- Sign in at NinoGaming and open the cashier.
- From the payment methods the cashier lists for your account, pick Debit and Credit Cards.
- Make sure the name on your NinoGaming account matches the name on your Debit and Credit Cards account.
- Look at the minimum, maximum and any fee shown on the cashier screen before confirming the amount.
Live limits for your account appear on the cashier screen, so check it before each first deposit with a new method.
Other payment rails explained here
- GrabPay GrabPayBangko Sentral ng Pilipinas, its Electronic Money Issuer licensor since 2018
- Bank Transfer Bank TransferBangko Sentral ng Pilipinas, acting under the National Retail Payment System framework that Circular No. 980 established
- Over-the-Counter Cash Agents Over-the-Counter Cash AgentsBangko Sentral ng Pilipinas regulates these as money service businesses, alongside coverage under the Anti-Money Laundering Act
FAQ
How do I pay with Debit and Credit Cards at NinoGaming?
Sign in, head to the cashier, and choose Debit and Credit Cards among the methods listed for your account. Make sure the name matches on both accounts, and check the cashier's limits before confirming.
Does Debit and Credit Cards charge fees?
Published fees: Credit card interest and finance charges on revolving balances are capped at 36 per cent a year, or 3 per cent a month, under BSP Circular No. 1165 of 2023, which replaced the 24 per cent cap set in 2020. A flat PHP 200 per transaction is the processing fee cap on cash advances under that same circular, with no additional fee allowed on top. Acquirer and merchant negotiate merchant discount and interchange rates commercially, with no BSP cap involved; since the percentages often cited for them lack a primary source, they aren't repeated on this page.. Providers revise these without notice.
What's the wallet limit for Debit and Credit Cards?
No wallet ceiling is published for Debit and Credit Cards, so none is quoted here.
How much time does Debit and Credit Cards take?
No settlement time is published for Debit and Credit Cards.
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