NinoGaming Debit and Credit Cards — Limits, Fees & Settlement
Debit and Credit Cards is a Philippine payment rail regulated by Bangko Sentral ng Pilipinas, under Republic Act No.
- Operator
- The Visa and Mastercard international schemes, and BancNet for domestic debit. Cards themselves are issued by individual BSP-supervised banks rather than by the networks
- Regulator
- Bangko Sentral ng Pilipinas, under Republic Act No. 10870, Circular No. 1003 and the Manual of Regulations for Banks
- Figures as of
- 2026-09
Not published by the source: Wallet limit, Per-transaction cap, Settlement.
Debit and Credit Cards appears constantly in Philippine casino discussion, usually with figures attached that come from the casino rather than from Debit and Credit Cards. This page uses the provider’s own published figures.
Debit and Credit Cards at a glance
| Field | Value |
|---|---|
| Operated by | The Visa and Mastercard international schemes, and BancNet for domestic debit. Cards themselves are issued by individual BSP-supervised banks rather than by the networks |
| Regulated by | Bangko Sentral ng Pilipinas, under Republic Act No. 10870, Circular No. 1003 and the Manual of Regulations for Banks |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Not applicable to this rail |
| Settlement | Not applicable to this rail |
| Published fees | BSP Circular No. 1165 of 2023 caps credit card interest and finance charges on revolving balances at 36 per cent a year, or 3 per cent a month, replacing the 24 per cent cap set in 2020. The same circular caps the processing fee on a cash advance at a flat PHP 200 per transaction and permits no other fee on top. Merchant discount and interchange rates are negotiated commercially between acquirer and merchant and are not BSP-capped; the percentages widely quoted for them have no primary source and are not repeated here. |
Figures here are point-in-time, recorded 2026-09. Payment providers revise limits and fees without notice, and the provider’s own page is the only current source.
What Debit and Credit Cards says about gambling transactions
No Philippine-specific statement by BSP, Visa or Mastercard on gambling transactions could be sourced. Industry-wide, gambling merchants sit under merchant category code 7995, a restricted category requiring explicit acquirer approval, and many issuing banks are described as declining it by default. That description comes from general payments explainers rather than from any Philippine statement by the networks or the regulator, so it is not presented here as a sourced fact about Philippine cards — only as the reason a card payment to a gambling merchant may be declined with no published rule to point at.
Paying with Debit and Credit Cards at NinoGaming
- Sign in at NinoGaming and open the cashier.
- Pick Debit and Credit Cards from the payment methods the cashier lists for your account.
- Make sure the name on your NinoGaming account matches the name on your Debit and Credit Cards account.
- Check the minimum, maximum and any fee on the cashier screen, then confirm the amount.
The cashier screen shows the live limits for your account, so read it before every first deposit with a new method.
Other payment rails explained here
- GrabPay GrabPayBangko Sentral ng Pilipinas, licensed as an Electronic Money Issuer since 2018
- Bank Transfer Bank TransferBangko Sentral ng Pilipinas, under the National Retail Payment System framework established by Circular No. 980
- Over-the-Counter Cash Agents Over-the-Counter Cash AgentsBangko Sentral ng Pilipinas, as money service businesses, and the Anti-Money Laundering Act
FAQ
How do I pay with Debit and Credit Cards at NinoGaming?
Sign in, open the cashier and pick Debit and Credit Cards from the methods it lists for your account. Match the name on both accounts, and check the limits the cashier shows before you confirm.
Does Debit and Credit Cards charge fees?
Published fees: BSP Circular No. 1165 of 2023 caps credit card interest and finance charges on revolving balances at 36 per cent a year, or 3 per cent a month, replacing the 24 per cent cap set in 2020. The same circular caps the processing fee on a cash advance at a flat PHP 200 per transaction and permits no other fee on top. Merchant discount and interchange rates are negotiated commercially between acquirer and merchant and are not BSP-capped; the percentages widely quoted for them have no primary source and are not repeated here.. Providers revise these without notice.
What is the Debit and Credit Cards wallet limit?
Debit and Credit Cards publishes no wallet ceiling, so none is quoted here.
How long does Debit and Credit Cards take?
Debit and Credit Cards publishes no settlement time.